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User Access Restriction

Multi-Factor Authentication

Multi-factor authentication (MFA) is an access restriction that asks you to prove who you are in more than one way before a system lets you in. Each way is called a factor, and the factors must come from different types — typing two different passwords is not multi-factor, because both are the same type.

The three factor types

Factor typeWhat the user suppliesStrength against an attacker
Something you knowInformation you remember, such as a memorised phraseIt can be guessed or tricked out of you, so on its own it is weak
Something you haveA physical object you possess, such as a device registered to your accountThe attacker must get hold of the object itself, not just some information
Something you areA biometric measurement of your body or the way you behaveIt is part of you, so it cannot be handed over — but stored biometric data can still be stolen

Why more than one factor is safer

A single method fails the moment that one secret leaks. Requiring a second, different factor means an attacker who learns your memorised phrase still cannot get in, because they do not also hold your registered object.

For example, the volunteer coordinator at a city farm opens the rota system by typing a phrase she has memorised, then approves a prompt on the smart watch registered to her account. Someone who sees her type the phrase still cannot log in without her watch. With only the phrase, that person would have been straight in.

Drawbacks

  • It is slower: every login takes two steps instead of one, which staff may find inconvenient on a busy day.
  • A factor can be lost or left behind, such as a registered device, which locks out the genuine user until it is replaced.
  • Issuing and managing the extra factors takes time and money.

Practise this